Key Person Critical Illness Cover

Key person protection insures your business against the financial loss caused by the death or critical illness of a key individual. This could be a top-billing recruiter, a founding director, or any employee whose absence would significantly impact revenue or operations. The policy pays out to the business, providing funds to cover lost revenue, recruitment costs, or business restructuring. Critical illness cover can be added to provide a lump sum on diagnosis of a specified serious condition, giving the business immediate financial support.