ConsultZenith x Broadbench Financial Services

ConsultZenith|in partnership withbroadbench

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Medical

Medical Professionals

You spend your career looking after others — but who's looking after your income? Whether you're a consultant, nurse, or allied health professional, if your health fails, your ability to earn stops. That's a problem worth solving.

From consultants to nurses, social workers to allied health professionals — we provide financial protection tailored to the unique working patterns of the medical sector.

Inside IR35 — Payroll / Agency

Working via an agency or payroll solution? All products listed here will be structured on a personal basis.

Income / Day Rate Protection

Keep getting paid even when you can't work. Structured on a personal basis to replace your income if illness or injury prevents you from working.

Critical Illness Cover

A lump sum payment on diagnosis of a serious illness. Gives you the financial freedom to focus on recovery without worrying about bills.

Life Insurance

Ensure your family is financially secure with personal life insurance, structured around your income and dependants.

Private Healthcare

Personal private medical insurance providing fast access to consultants, diagnostics, and treatment when you need it most.

Outside IR35 — Limited Company

Operating through your own limited company? These policies can be paid through the business in a tax-efficient way.

Executive Income Protection

Tax-efficient income protection structured through your limited company. Premiums are a corporation tax deductible business expense.

Relevant Life Plans

Tax-efficient life cover paid by your company. Corporation tax deductible and not treated as a benefit in kind.

Private Healthcare (Business)

Business-funded private medical insurance. Premiums are a corporation tax deductible expense, helping you get back to work sooner.

Critical Illness Cover

Can be structured through the business for tax efficiency. A lump sum on diagnosis of a serious illness.

Regardless of IR35 Status

These services apply regardless of your IR35 status.

Professional Indemnity

Essential cover for medical professionals. Protect yourself against claims of clinical negligence or inadequate care.

Mortgage Advice

Specialist advice for locum and agency medical professionals whose income structure doesn't fit the standard high-street lending criteria.

Contractors

All professions

Directors

Ready to protect what matters?

Whether you need income protection, business cover, or mortgage advice — get in touch with your ConsultZenith contact to discuss how we can help.

[email protected]

Or contact your ConsultZenith representative directly